Tout savoir sur les prêts garantis par l'État


Tout savoir sur les prêts garantis par l'État

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What are government-backed loans (PGE)?

The Government has implemented an unprecedented 300 billion euros scheme of guaranties to bolster bank financing for companies threatened by the impact of the Coronavirus outbreak.

The amount of the loan may reach up to 3 months of the company's 2019 turnover or 2 years of payroll for innovative companies or companies created since January 2019. No repayment will be required in the first year, and the company may choose to amortize the loan over a maximum period of 5 years.

These loans have a government guarantee ranging from 70% to 90% depending on the company’s size. 

The banks are committed to reviewing all applications and providing a quick response. They undertake to distribute the state-guaranteed loans on a massive scale, at cost price, to support the cashflow of companies and professionals without delay. 

Who is entitled to these loans?  

Until December 31st, companies of all sizes, whatever their legal form (especially merchants, craftspeople, farmers, liberal professions, micro-entrepreneurs, associations and foundations having an economic activity), with the exception of non-trading property companies, credit institutions and finance companies, can apply to their usual bank for a State-guaranteed loan to support their cashflow.

Also, any non-profit or foundation registered on the National Non-Profit Organisations’ Register (RNA), which employs staff or pays taxes, or receives a government subsidy. Semi-public companies (SEM) and local publicly-owned companies (EPL) are also eligible for these loans. 

Vous pouvez également consulter le tableau de bord interactif qui recense les aides apportées par secteur, région et département au titre de ce fonds
What are government-backed loans (PGE)?
What are government-backed loans (PGE)?